Call reports 2006
GLACIER BANK OF WHITEFISH — 2006
What GLACIER BANK OF WHITEFISH reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 175,912,000 | 182,742,000 | 193,271,000 | 187,667,000 |
| Total loans | 132,929,000 | 140,245,000 | 148,797,000 | 144,324,000 |
| Allowance for loan losses | 1,713,000 | 1,759,000 | 1,801,000 | 1,843,000 |
| Securities available for sale | 29,047,000 | 27,247,000 | 25,810,000 | 24,183,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,860,000 | 126,892,000 | 128,504,000 | 121,100,000 |
| Interest-bearing deposits | 104,771,000 | 87,151,000 | 84,542,000 | 76,809,000 |
| Noninterest-bearing deposits | 35,088,000 | 39,741,000 | 43,962,000 | 44,291,000 |
| Equity capital | 15,187,000 | 15,535,000 | 16,342,000 | 17,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,643,000 | 5,460,000 | 8,501,000 | 11,561,000 |
| Interest expense | 955,000 | 2,058,000 | 3,263,000 | 4,497,000 |
| Net interest income | 1,688,000 | 3,402,000 | 5,238,000 | 7,064,000 |
| Noninterest income | 351,000 | 734,000 | 1,125,000 | 1,536,000 |
| Noninterest expense | 910,000 | 1,904,000 | 2,949,000 | 3,991,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 1,084,000 | 2,142,000 | 3,279,000 | 4,429,000 |
| Income tax | 394,000 | 777,000 | 1,194,000 | 1,476,000 |
| Net income | 690,000 | 1,365,000 | 2,085,000 | 2,953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,952,000 | 15,427,000 | 16,089,000 | 16,803,000 |
| Total capital | 16,665,000 | 17,186,000 | 17,890,000 | 18,630,000 |
| Risk-weighted assets | 149,533,000 | 152,175,000 | 159,765,000 | 146,167,000 |