Call reports 2002
GLACIER BANK OF WHITEFISH — 2002
What GLACIER BANK OF WHITEFISH reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 117,891,000 | 124,319,000 | 123,551,000 | 129,255,000 |
| Total loans | 60,144,000 | 64,551,000 | 66,683,000 | 69,129,000 |
| Allowance for loan losses | 995,000 | 1,011,000 | 1,046,000 | 1,064,000 |
| Securities available for sale | 49,135,000 | 47,852,000 | 44,619,000 | 46,467,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,671,000 | 60,587,000 | 66,833,000 | 67,810,000 |
| Interest-bearing deposits | 44,024,000 | 43,584,000 | 46,884,000 | 48,180,000 |
| Noninterest-bearing deposits | 15,647,000 | 17,003,000 | 19,949,000 | 19,630,000 |
| Equity capital | 8,971,000 | 9,831,000 | 10,912,000 | 11,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,817,000 | 3,705,000 | 5,623,000 | 7,435,000 |
| Interest expense | 691,000 | 1,328,000 | 1,909,000 | 2,427,000 |
| Net interest income | 1,126,000 | 2,377,000 | 3,714,000 | 5,008,000 |
| Noninterest income | 235,000 | 486,000 | 741,000 | 991,000 |
| Noninterest expense | 641,000 | 1,257,000 | 1,930,000 | 2,621,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 675,000 | 1,501,000 | 2,375,000 | 3,183,000 |
| Income tax | 214,000 | 486,000 | 778,000 | 1,040,000 |
| Net income | 461,000 | 1,015,000 | 1,597,000 | 2,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,676,000 | 9,005,000 | 9,637,000 | 9,957,000 |
| Total capital | 9,598,000 | 10,016,000 | 10,683,000 | 11,021,000 |
| Risk-weighted assets | 73,718,000 | 83,235,000 | 84,505,000 | 85,568,000 |