Call reports 2001
GLACIER BANK OF WHITEFISH — 2001
What GLACIER BANK OF WHITEFISH reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 59,813,000 | 64,022,000 | 122,991,000 | 121,409,000 |
| Total loans | 41,792,000 | 42,337,000 | 61,036,000 | 60,658,000 |
| Allowance for loan losses | 521,000 | 569,000 | 888,000 | 938,000 |
| Securities available for sale | 15,140,000 | 14,787,000 | 51,678,000 | 48,423,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,251,000 | 45,279,000 | 66,633,000 | 64,885,000 |
| Interest-bearing deposits | 29,164,000 | 30,399,000 | 47,149,000 | 45,751,000 |
| Noninterest-bearing deposits | 11,087,000 | 14,880,000 | 19,484,000 | 19,134,000 |
| Equity capital | 5,254,000 | 5,317,000 | 8,885,000 | 8,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,141,000 | 2,327,000 | 5,503,000 | 7,494,000 |
| Interest expense | 446,000 | 874,000 | 2,195,000 | 2,976,000 |
| Net interest income | 695,000 | 1,453,000 | 3,308,000 | 4,518,000 |
| Noninterest income | 156,000 | 345,000 | 752,000 | 1,004,000 |
| Noninterest expense | 442,000 | 856,000 | 1,991,000 | 2,655,000 |
| Provision for loan losses | 60,000 | 120,000 | 198,000 | 264,000 |
| Pretax income | 349,000 | 822,000 | 1,874,000 | 2,606,000 |
| Income tax | 110,000 | 261,000 | 600,000 | 819,000 |
| Net income | 239,000 | 561,000 | 1,274,000 | 1,787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,064,000 | 5,186,000 | 8,278,000 | 8,440,000 |
| Total capital | 5,585,000 | 5,751,000 | 9,143,000 | 9,346,000 |
| Risk-weighted assets | 43,092,000 | 45,194,000 | 69,168,000 | 72,451,000 |