Call reports 2026
HOME BANK OF CALIFORNIA — 2026
What HOME BANK OF CALIFORNIA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 254,901,000 | 255,441,000 |
| Total loans | 235,562,000 | 235,298,000 |
| Allowance for loan losses | 2,324,000 | 2,326,000 |
| Securities available for sale | 239,000 | 208,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 193,199,000 | 192,192,000 |
| Interest-bearing deposits | 182,113,000 | 181,660,000 |
| Noninterest-bearing deposits | 11,086,000 | 10,532,000 |
| Equity capital | 29,851,000 | 31,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,623,000 | 9,349,000 |
| Interest expense | 1,858,000 | 3,754,000 |
| Net interest income | 2,765,000 | 5,595,000 |
| Noninterest income | 47,000 | 96,000 |
| Noninterest expense | 1,542,000 | 2,631,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 1,270,000 | 3,060,000 |
| Income tax | 44,000 | 107,000 |
| Net income | 1,226,000 | 2,953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 29,850,000 | 31,306,000 |