Call reports 2024
HOME BANK OF CALIFORNIA — 2024
What HOME BANK OF CALIFORNIA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 234,412,000 | 243,236,000 | 240,152,000 | 240,078,000 |
| Total loans | 214,725,000 | 221,220,000 | 215,897,000 | 222,446,000 |
| Allowance for loan losses | 2,169,000 | 2,169,000 | 2,382,000 | 2,382,000 |
| Securities available for sale | 436,000 | 418,000 | 396,000 | 369,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,549,000 | 189,234,000 | 195,063,000 | 189,094,000 |
| Interest-bearing deposits | 168,794,000 | 172,780,000 | 178,783,000 | 176,821,000 |
| Noninterest-bearing deposits | 13,755,000 | 16,454,000 | 16,280,000 | 12,273,000 |
| Equity capital | 28,497,000 | 28,734,000 | 29,347,000 | 29,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,188,000 | 8,419,000 | 12,923,000 | 17,260,000 |
| Interest expense | 1,678,000 | 3,569,000 | 5,602,000 | 7,583,000 |
| Net interest income | 2,510,000 | 4,850,000 | 7,321,000 | 9,677,000 |
| Noninterest income | 45,000 | 99,000 | 181,000 | 238,000 |
| Noninterest expense | 1,872,000 | 3,407,000 | 4,554,000 | 5,646,000 |
| Provision for loan losses | 92,000 | 92,000 | 305,000 | 305,000 |
| Pretax income | 591,000 | 1,450,000 | 2,643,000 | 3,964,000 |
| Income tax | 21,000 | 50,000 | 92,000 | 138,000 |
| Net income | 570,000 | 1,400,000 | 2,551,000 | 3,826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,501,000 | 28,739,000 | 29,348,000 | 29,317,000 |