Call reports 2023
HOME BANK OF CALIFORNIA — 2023
What HOME BANK OF CALIFORNIA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 242,818,000 | 241,061,000 | 236,830,000 | 231,506,000 |
| Total loans | 224,194,000 | 222,862,000 | 217,514,000 | 212,723,000 |
| Allowance for loan losses | 2,127,000 | 2,127,000 | 2,077,000 | 2,077,000 |
| Securities available for sale | 1,000 | 478,000 | 463,000 | 448,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,098,000 | 180,653,000 | 183,593,000 | 182,550,000 |
| Interest-bearing deposits | 159,152,000 | 166,627,000 | 167,676,000 | 166,802,000 |
| Noninterest-bearing deposits | 11,946,000 | 14,026,000 | 15,917,000 | 15,748,000 |
| Equity capital | 27,618,000 | 28,008,000 | 28,354,000 | 28,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,793,000 | 7,720,000 | 11,778,000 | 15,723,000 |
| Interest expense | 1,228,000 | 2,680,000 | 4,216,000 | 5,830,000 |
| Net interest income | 2,565,000 | 5,040,000 | 7,562,000 | 9,893,000 |
| Noninterest income | 32,000 | 66,000 | 104,000 | 150,000 |
| Noninterest expense | 1,530,000 | 2,872,000 | 4,283,000 | 5,701,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,067,000 | 2,234,000 | 3,383,000 | 4,342,000 |
| Income tax | 137,000 | 286,000 | 433,000 | 556,000 |
| Net income | 930,000 | 1,948,000 | 2,950,000 | 3,786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,618,000 | 28,014,000 | 28,363,000 | 28,529,000 |