Call reports 2022
HOME BANK OF CALIFORNIA — 2022
What HOME BANK OF CALIFORNIA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 203,570,000 | 226,118,000 | 241,496,000 | 239,807,000 |
| Total loans | 188,689,000 | 209,786,000 | 223,628,000 | 223,370,000 |
| Allowance for loan losses | 2,046,000 | 2,046,000 | 2,117,000 | 2,127,000 |
| Securities available for sale | 9,000 | 6,000 | 4,000 | 3,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,674,000 | 158,919,000 | 169,287,000 | 172,326,000 |
| Interest-bearing deposits | 146,757,000 | 149,316,000 | 159,334,000 | 162,621,000 |
| Noninterest-bearing deposits | 10,917,000 | 9,603,000 | 9,953,000 | 9,705,000 |
| Equity capital | 26,107,000 | 26,534,000 | 27,142,000 | 27,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,053,000 | 6,281,000 | 9,658,000 | 13,332,000 |
| Interest expense | 349,000 | 769,000 | 1,438,000 | 2,494,000 |
| Net interest income | 2,704,000 | 5,512,000 | 8,220,000 | 10,838,000 |
| Noninterest income | 16,000 | 24,000 | 48,000 | 80,000 |
| Noninterest expense | 1,426,000 | 2,590,000 | 3,752,000 | 4,962,000 |
| Provision for loan losses | 0 | 0 | 71,000 | 81,000 |
| Pretax income | 1,294,000 | 2,946,000 | 4,445,000 | 5,875,000 |
| Income tax | 166,000 | 377,000 | 569,000 | 752,000 |
| Net income | 1,128,000 | 2,569,000 | 3,876,000 | 5,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,107,000 | 26,534,000 | 27,142,000 | 27,520,000 |