Call reports 2021
HOME BANK OF CALIFORNIA — 2021
What HOME BANK OF CALIFORNIA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 203,180,000 | 205,588,000 | 200,860,000 | 196,423,000 |
| Total loans | 190,867,000 | 184,561,000 | 178,694,000 | 183,983,000 |
| Allowance for loan losses | 2,016,000 | 2,031,000 | 2,046,000 | 2,046,000 |
| Securities available for sale | 900,000 | 437,000 | 129,000 | 13,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,964,000 | 158,421,000 | 152,921,000 | 148,704,000 |
| Interest-bearing deposits | 146,895,000 | 148,238,000 | 142,660,000 | 139,762,000 |
| Noninterest-bearing deposits | 9,069,000 | 10,183,000 | 10,261,000 | 8,942,000 |
| Equity capital | 25,387,000 | 26,183,000 | 26,894,000 | 26,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,074,000 | 6,231,000 | 9,542,000 | 12,434,000 |
| Interest expense | 492,000 | 968,000 | 1,404,000 | 1,810,000 |
| Net interest income | 2,582,000 | 5,263,000 | 8,138,000 | 10,624,000 |
| Noninterest income | 7,000 | 69,000 | 83,000 | 93,000 |
| Noninterest expense | 1,269,000 | 2,299,000 | 3,304,000 | 4,367,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 45,000 |
| Pretax income | 1,305,000 | 3,003,000 | 4,872,000 | 6,305,000 |
| Income tax | 46,000 | 105,000 | 171,000 | 807,000 |
| Net income | 1,259,000 | 2,898,000 | 4,701,000 | 5,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,409,000 | 26,208,000 | 26,919,000 | 26,513,000 |