Call reports 2019
HOME BANK OF CALIFORNIA — 2019
What HOME BANK OF CALIFORNIA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 171,371,000 | 179,229,000 | 175,844,000 | 177,359,000 |
| Total loans | 159,974,000 | 161,997,000 | 161,175,000 | 163,053,000 |
| Allowance for loan losses | 1,410,000 | 1,410,000 | 1,410,000 | 1,410,000 |
| Securities available for sale | 73,000 | 68,000 | 61,000 | 55,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,682,000 | 131,487,000 | 127,883,000 | 128,872,000 |
| Interest-bearing deposits | 118,871,000 | 130,559,000 | 126,772,000 | 127,359,000 |
| Noninterest-bearing deposits | 811,000 | 928,000 | 1,111,000 | 1,513,000 |
| Equity capital | 24,070,000 | 24,146,000 | 24,347,000 | 24,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,708,000 | 5,525,000 | 8,462,000 | 11,320,000 |
| Interest expense | 656,000 | 1,427,000 | 2,234,000 | 3,027,000 |
| Net interest income | 2,052,000 | 4,098,000 | 6,228,000 | 8,293,000 |
| Noninterest income | 17,000 | 30,000 | -9,000 | 3,000 |
| Noninterest expense | 864,000 | 1,694,000 | 2,524,000 | 3,379,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,205,000 | 2,434,000 | 3,695,000 | 4,917,000 |
| Income tax | 42,000 | 85,000 | 129,000 | 172,000 |
| Net income | 1,163,000 | 2,349,000 | 3,566,000 | 4,745,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,072,000 | 24,146,000 | 24,348,000 | 24,351,000 |
| Total capital | 25,482,000 | 25,556,000 | 25,758,000 | 25,761,000 |
| Risk-weighted assets | 131,918,000 | 132,984,000 | 135,237,000 | 138,972,000 |