Call reports 2018
HOME BANK OF CALIFORNIA — 2018
What HOME BANK OF CALIFORNIA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 162,577,000 | 166,316,000 | 163,939,000 | 163,685,000 |
| Total loans | 151,935,000 | 152,713,000 | 135,985,000 | 152,878,000 |
| Allowance for loan losses | 1,410,000 | 1,410,000 | 1,410,000 | 1,410,000 |
| Securities available for sale | 108,000 | 98,000 | 89,000 | 79,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,282,000 | 128,929,000 | 126,521,000 | 121,394,000 |
| Interest-bearing deposits | 119,649,000 | 128,358,000 | 125,457,000 | 120,063,000 |
| Noninterest-bearing deposits | 633,000 | 572,000 | 1,064,000 | 1,331,000 |
| Equity capital | 23,804,000 | 24,079,000 | 24,269,000 | 23,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,486,000 | 5,142,000 | 8,012,000 | 10,584,000 |
| Interest expense | 516,000 | 1,114,000 | 1,730,000 | 2,343,000 |
| Net interest income | 1,970,000 | 4,028,000 | 6,282,000 | 8,241,000 |
| Noninterest income | 15,000 | 30,000 | 52,000 | 79,000 |
| Noninterest expense | 906,000 | 1,640,000 | 2,421,000 | 3,162,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,079,000 | 2,418,000 | 3,913,000 | 5,158,000 |
| Income tax | 38,000 | 85,000 | 137,000 | 181,000 |
| Net income | 1,041,000 | 2,333,000 | 3,776,000 | 4,977,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,807,000 | 24,082,000 | 24,272,000 | 23,968,000 |
| Total capital | 25,217,000 | 25,492,000 | 25,599,000 | 25,378,000 |
| Risk-weighted assets | 121,273,000 | 121,228,000 | 106,079,000 | 124,773,000 |