Call reports 2017
HOME BANK OF CALIFORNIA — 2017
What HOME BANK OF CALIFORNIA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 156,295,000 | 157,876,000 | 156,532,000 | 159,084,000 |
| Total loans | 141,316,000 | 146,697,000 | 144,782,000 | 148,653,000 |
| Allowance for loan losses | 1,410,000 | 1,410,000 | 1,410,000 | 1,410,000 |
| Securities available for sale | 148,000 | 137,000 | 128,000 | 116,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,906,000 | 119,334,000 | 119,402,000 | 119,808,000 |
| Interest-bearing deposits | 119,143,000 | 117,975,000 | 118,909,000 | 118,980,000 |
| Noninterest-bearing deposits | 763,000 | 1,359,000 | 493,000 | 828,000 |
| Equity capital | 23,475,000 | 23,874,000 | 24,081,000 | 23,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,293,000 | 4,690,000 | 7,129,000 | 9,601,000 |
| Interest expense | 445,000 | 911,000 | 1,391,000 | 1,883,000 |
| Net interest income | 1,848,000 | 3,779,000 | 5,738,000 | 7,718,000 |
| Noninterest income | 24,000 | 39,000 | 52,000 | 70,000 |
| Noninterest expense | 876,000 | 1,601,000 | 2,303,000 | 3,021,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 996,000 | 2,217,000 | 3,487,000 | 4,767,000 |
| Income tax | 35,000 | 78,000 | 122,000 | 167,000 |
| Net income | 961,000 | 2,139,000 | 3,365,000 | 4,600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,477,000 | 23,875,000 | 24,081,000 | 23,816,000 |
| Total capital | 24,825,000 | 25,284,000 | 25,486,000 | 25,226,000 |
| Risk-weighted assets | 107,743,000 | 112,739,000 | 112,380,000 | 117,802,000 |