Call reports 2013
HOME BANK OF CALIFORNIA — 2013
What HOME BANK OF CALIFORNIA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 106,715,000 | 105,130,000 | 102,727,000 | 99,230,000 |
| Total loans | 92,677,000 | 89,254,000 | 88,277,000 | 87,842,000 |
| Allowance for loan losses | 1,134,000 | 1,134,000 | 1,059,000 | 1,059,000 |
| Securities available for sale | 885,000 | 841,000 | 847,000 | 840,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,559,000 | 64,161,000 | 63,389,000 | 59,951,000 |
| Interest-bearing deposits | 64,862,000 | 62,968,000 | 61,952,000 | 59,049,000 |
| Noninterest-bearing deposits | 697,000 | 1,192,000 | 1,437,000 | 902,000 |
| Equity capital | 20,475,000 | 20,683,000 | 20,611,000 | 20,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,730,000 | 3,525,000 | 5,251,000 | 6,911,000 |
| Interest expense | 488,000 | 958,000 | 1,409,000 | 1,832,000 |
| Net interest income | 1,242,000 | 2,567,000 | 3,842,000 | 5,079,000 |
| Noninterest income | 64,000 | 171,000 | 260,000 | 278,000 |
| Noninterest expense | 846,000 | 1,677,000 | 2,349,000 | 2,995,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 460,000 | 1,061,000 | 1,753,000 | 2,362,000 |
| Income tax | 10,000 | 24,000 | 41,000 | 56,000 |
| Net income | 450,000 | 1,037,000 | 1,712,000 | 2,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,488,000 | 20,738,000 | 20,640,000 | 20,728,000 |
| Total capital | 21,509,000 | 21,719,000 | 21,609,000 | 21,677,000 |
| Risk-weighted assets | 81,560,000 | 78,328,000 | 77,443,000 | 75,780,000 |