Call reports 2012
HOME BANK OF CALIFORNIA — 2012
What HOME BANK OF CALIFORNIA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 125,782,000 | 125,603,000 | 123,070,000 | 121,576,000 |
| Total loans | 107,985,000 | 100,749,000 | 94,514,000 | 90,003,000 |
| Allowance for loan losses | 1,548,000 | 1,301,000 | 1,301,000 | 1,303,000 |
| Securities available for sale | 715,000 | 728,000 | 723,000 | 899,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,393,000 | 78,597,000 | 77,124,000 | 77,378,000 |
| Interest-bearing deposits | 77,475,000 | 77,313,000 | 76,012,000 | 71,623,000 |
| Noninterest-bearing deposits | 918,000 | 1,284,000 | 1,112,000 | 5,755,000 |
| Equity capital | 20,277,000 | 20,186,000 | 20,728,000 | 20,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,127,000 | 4,323,000 | 6,296,000 | 8,145,000 |
| Interest expense | 622,000 | 1,225,000 | 1,804,000 | 2,364,000 |
| Net interest income | 1,505,000 | 3,098,000 | 4,492,000 | 5,781,000 |
| Noninterest income | 231,000 | 429,000 | 816,000 | 564,000 |
| Noninterest expense | 922,000 | 1,716,000 | 2,669,000 | 3,218,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 814,000 | 1,811,000 | 2,639,000 | 3,127,000 |
| Income tax | 15,000 | 37,000 | 52,000 | 63,000 |
| Net income | 799,000 | 1,774,000 | 2,587,000 | 3,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,293,000 | 20,187,000 | 20,731,000 | 20,038,000 |
| Total capital | 21,550,000 | 21,355,000 | 21,821,000 | 21,045,000 |
| Risk-weighted assets | 100,261,000 | 93,302,000 | 86,954,000 | 80,287,000 |