Call reports 2011
HOME BANK OF CALIFORNIA — 2011
What HOME BANK OF CALIFORNIA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 143,090,000 | 134,235,000 | 131,632,000 | 128,100,000 |
| Total loans | 123,281,000 | 116,066,000 | 112,173,000 | 109,360,000 |
| Allowance for loan losses | 2,106,000 | 2,106,000 | 2,106,000 | 1,548,000 |
| Securities available for sale | 376,000 | 389,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,997,000 | 87,456,000 | 85,961,000 | 81,236,000 |
| Interest-bearing deposits | 92,043,000 | 85,749,000 | 84,464,000 | 80,143,000 |
| Noninterest-bearing deposits | 1,954,000 | 1,707,000 | 1,497,000 | 1,093,000 |
| Equity capital | 18,004,000 | 18,458,000 | 18,943,000 | 19,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,419,000 | 4,883,000 | 7,156,000 | 9,256,000 |
| Interest expense | 830,000 | 1,608,000 | 2,326,000 | 2,996,000 |
| Net interest income | 1,589,000 | 3,275,000 | 4,830,000 | 6,260,000 |
| Noninterest income | 55,000 | 135,000 | 252,000 | 410,000 |
| Noninterest expense | 867,000 | 1,781,000 | 2,578,000 | 3,414,000 |
| Provision for loan losses | 153,000 | 231,000 | 396,000 | 396,000 |
| Pretax income | 624,000 | 1,398,000 | 2,108,000 | 2,860,000 |
| Income tax | 7,000 | 19,000 | 28,000 | 39,000 |
| Net income | 617,000 | 1,379,000 | 2,080,000 | 2,821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,020,000 | 18,466,000 | 18,943,000 | 19,493,000 |
| Total capital | 19,459,000 | 19,797,000 | 20,247,000 | 20,758,000 |
| Risk-weighted assets | 114,470,000 | 105,743,000 | 103,481,000 | 100,950,000 |