Call reports 2002
HOME BANK OF CALIFORNIA — 2002
What HOME BANK OF CALIFORNIA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 126,863,000 | 125,211,000 | 129,611,000 | 130,967,000 |
| Total loans | 119,688,000 | 117,749,000 | 122,808,000 | 123,378,000 |
| Allowance for loan losses | 1,557,000 | 1,531,000 | 1,597,000 | 1,603,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,958,000 | 107,120,000 | 112,871,000 | 115,297,000 |
| Interest-bearing deposits | 107,956,000 | 107,120,000 | 112,871,000 | 114,906,000 |
| Noninterest-bearing deposits | 2,000 | 0 | 0 | 391,000 |
| Equity capital | 10,443,000 | 11,121,000 | 11,727,000 | 11,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,812,000 | 5,709,000 | 8,576,000 | 11,504,000 |
| Interest expense | 1,314,000 | 2,512,000 | 3,662,000 | 4,741,000 |
| Net interest income | 1,498,000 | 3,197,000 | 4,914,000 | 6,763,000 |
| Noninterest income | 32,000 | 36,000 | 39,000 | 54,000 |
| Noninterest expense | 515,000 | 1,035,000 | 1,558,000 | 2,126,000 |
| Provision for loan losses | 75,000 | 141,000 | 207,000 | 122,000 |
| Pretax income | 940,000 | 2,057,000 | 3,188,000 | 4,569,000 |
| Income tax | 33,000 | 72,000 | 112,000 | 158,000 |
| Net income | 907,000 | 1,985,000 | 3,076,000 | 4,411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,443,000 | 11,121,000 | 11,727,000 | 11,912,000 |
| Total capital | 11,918,000 | 12,572,000 | 13,261,000 | 13,463,000 |
| Risk-weighted assets | 117,943,000 | 115,963,000 | 122,652,000 | 124,007,000 |