Call reports 2001
HOME BANK OF CALIFORNIA — 2001
What HOME BANK OF CALIFORNIA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 101,884,000 | 115,739,000 | 123,656,000 | 120,219,000 |
| Total loans | 93,717,000 | 108,059,000 | 113,175,000 | 113,627,000 |
| Allowance for loan losses | 1,219,000 | 1,405,000 | 1,472,000 | 1,478,000 |
| Securities available for sale | 4,962,000 | 499,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,003,000 | 100,804,000 | 108,358,000 | 104,709,000 |
| Interest-bearing deposits | 88,998,000 | 100,803,000 | 108,357,000 | 104,708,000 |
| Noninterest-bearing deposits | 5,000 | 1,000 | 1,000 | 2,000 |
| Equity capital | 9,950,000 | 9,063,000 | 9,430,000 | 9,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,533,000 | 5,087,000 | 7,897,000 | 10,689,000 |
| Interest expense | 1,459,000 | 2,965,000 | 4,569,000 | 6,030,000 |
| Net interest income | 1,074,000 | 2,122,000 | 3,328,000 | 4,659,000 |
| Noninterest income | 353,000 | 358,000 | 366,000 | 373,000 |
| Noninterest expense | 424,000 | 861,000 | 1,297,000 | 1,868,000 |
| Provision for loan losses | 37,000 | 223,000 | 290,000 | 300,000 |
| Pretax income | 966,000 | 1,399,000 | 2,110,000 | 2,867,000 |
| Income tax | 34,000 | 49,000 | 74,000 | 100,000 |
| Net income | 932,000 | 1,350,000 | 2,036,000 | 2,767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,946,000 | 9,064,000 | 9,430,000 | 9,536,000 |
| Total capital | 11,134,000 | 10,419,000 | 10,842,000 | 10,938,000 |
| Risk-weighted assets | 94,984,000 | 108,310,000 | 112,868,000 | 112,113,000 |