Call report 2025Q4
CITIZENS BANK & TRUST COMPANY — 2025Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 251,714,000 | USD | evidence → |
| Total loans | 158,575,000 | USD | evidence → |
| Allowance for loan losses | 1,390,000 | USD | evidence → |
| Securities available for sale | 61,733,000 | USD | evidence → |
| Securities held to maturity | 10,377,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 194,541,000 | USD | evidence → |
| Interest-bearing deposits | 119,048,000 | USD | evidence → |
| Noninterest-bearing deposits | 75,493,000 | USD | evidence → |
| Equity capital | 23,100,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,617,000 | USD | evidence → |
| Interest expense | 5,357,000 | USD | evidence → |
| Net interest income | 7,260,000 | USD | evidence → |
| Noninterest income | 397,000 | USD | evidence → |
| Noninterest expense | 5,369,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,287,000 | USD | evidence → |
| Income tax | 311,000 | USD | evidence → |
| Net income | 1,976,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,452,000 | USD | evidence → |