Call report 2024Q4
CITIZENS BANK & TRUST COMPANY — 2024Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 248,634,000 | USD | evidence → |
| Total loans | 153,939,000 | USD | evidence → |
| Allowance for loan losses | 1,388,000 | USD | evidence → |
| Securities available for sale | 69,788,000 | USD | evidence → |
| Securities held to maturity | 10,276,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 185,172,000 | USD | evidence → |
| Interest-bearing deposits | 184,181,000 | USD | evidence → |
| Noninterest-bearing deposits | 991,000 | USD | evidence → |
| Equity capital | 19,594,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,995,000 | USD | evidence → |
| Interest expense | 6,151,000 | USD | evidence → |
| Net interest income | 5,844,000 | USD | evidence → |
| Noninterest income | 558,000 | USD | evidence → |
| Noninterest expense | 5,128,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,262,000 | USD | evidence → |
| Income tax | 88,000 | USD | evidence → |
| Net income | 1,174,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,675,000 | USD | evidence → |