Call report 2019Q4
CITIZENS BANK & TRUST COMPANY — 2019Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 205,770,000 | USD | evidence → |
| Total loans | 156,009,000 | USD | evidence → |
| Allowance for loan losses | 1,602,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 31,454,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 161,890,000 | USD | evidence → |
| Interest-bearing deposits | 113,459,000 | USD | evidence → |
| Noninterest-bearing deposits | 48,431,000 | USD | evidence → |
| Equity capital | 23,456,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,544,000 | USD | evidence → |
| Interest expense | 2,499,000 | USD | evidence → |
| Net interest income | 7,045,000 | USD | evidence → |
| Noninterest income | 439,000 | USD | evidence → |
| Noninterest expense | 4,573,000 | USD | evidence → |
| Provision for loan losses | 461,000 | USD | evidence → |
| Pretax income | 2,450,000 | USD | evidence → |
| Income tax | 329,000 | USD | evidence → |
| Net income | 2,121,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,456,000 | USD | evidence → |
| Total capital | 25,058,000 | USD | evidence → |
| Risk-weighted assets | 188,854,000 | USD | evidence → |