Call report 2014Q4
CITIZENS BANK & TRUST COMPANY — 2014Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 153,475,000 | USD | evidence → |
| Total loans | 110,806,000 | USD | evidence → |
| Allowance for loan losses | 1,070,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 25,237,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 121,324,000 | USD | evidence → |
| Interest-bearing deposits | 91,135,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,189,000 | USD | evidence → |
| Equity capital | 15,137,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,513,000 | USD | evidence → |
| Interest expense | 892,000 | USD | evidence → |
| Net interest income | 5,621,000 | USD | evidence → |
| Noninterest income | 387,000 | USD | evidence → |
| Noninterest expense | 3,165,000 | USD | evidence → |
| Provision for loan losses | 215,000 | USD | evidence → |
| Pretax income | 2,555,000 | USD | evidence → |
| Income tax | 555,000 | USD | evidence → |
| Net income | 2,000,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,137,000 | USD | evidence → |
| Total capital | 16,207,000 | USD | evidence → |
| Risk-weighted assets | 126,602,000 | USD | evidence → |