Call report 2012Q4
CITIZENS BANK & TRUST COMPANY — 2012Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 132,089,000 | USD | evidence → |
| Total loans | 95,359,000 | USD | evidence → |
| Allowance for loan losses | 947,000 | USD | evidence → |
| Securities available for sale | 1,022,000 | USD | evidence → |
| Securities held to maturity | 25,422,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 112,762,000 | USD | evidence → |
| Interest-bearing deposits | 89,479,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,283,000 | USD | evidence → |
| Equity capital | 12,231,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,283,000 | USD | evidence → |
| Interest expense | 936,000 | USD | evidence → |
| Net interest income | 5,347,000 | USD | evidence → |
| Noninterest income | 329,000 | USD | evidence → |
| Noninterest expense | 3,147,000 | USD | evidence → |
| Provision for loan losses | 175,000 | USD | evidence → |
| Pretax income | 2,324,000 | USD | evidence → |
| Income tax | 435,000 | USD | evidence → |
| Net income | 1,889,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,172,000 | USD | evidence → |
| Total capital | 13,119,000 | USD | evidence → |
| Risk-weighted assets | 108,401,000 | USD | evidence → |