Call report 2009Q4
CITIZENS BANK & TRUST COMPANY — 2009Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 100,830,000 | USD | evidence → |
| Total loans | 67,395,000 | USD | evidence → |
| Allowance for loan losses | 953,000 | USD | evidence → |
| Securities available for sale | 7,260,000 | USD | evidence → |
| Securities held to maturity | 16,609,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 86,462,000 | USD | evidence → |
| Interest-bearing deposits | 73,713,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,749,000 | USD | evidence → |
| Equity capital | 10,016,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,554,000 | USD | evidence → |
| Interest expense | 1,284,000 | USD | evidence → |
| Net interest income | 3,270,000 | USD | evidence → |
| Noninterest income | 255,000 | USD | evidence → |
| Noninterest expense | 2,199,000 | USD | evidence → |
| Provision for loan losses | 20,000 | USD | evidence → |
| Pretax income | 1,308,000 | USD | evidence → |
| Income tax | 212,000 | USD | evidence → |
| Net income | 1,096,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,837,000 | USD | evidence → |
| Total capital | 10,789,000 | USD | evidence → |
| Risk-weighted assets | 77,031,000 | USD | evidence → |