Call report 2008Q4
CITIZENS BANK & TRUST COMPANY — 2008Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 50,048,000 | USD | evidence → |
| Total loans | 26,779,000 | USD | evidence → |
| Allowance for loan losses | 471,000 | USD | evidence → |
| Securities available for sale | 4,999,000 | USD | evidence → |
| Securities held to maturity | 11,823,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 38,841,000 | USD | evidence → |
| Interest-bearing deposits | 33,928,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,913,000 | USD | evidence → |
| Equity capital | 7,662,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,038,000 | USD | evidence → |
| Interest expense | 1,125,000 | USD | evidence → |
| Net interest income | 1,913,000 | USD | evidence → |
| Noninterest income | 145,000 | USD | evidence → |
| Noninterest expense | 1,258,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 800,000 | USD | evidence → |
| Income tax | 106,000 | USD | evidence → |
| Net income | 694,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,633,000 | USD | evidence → |
| Total capital | 8,057,000 | USD | evidence → |
| Risk-weighted assets | 33,891,000 | USD | evidence → |