Call report 2007Q4
CITIZENS BANK & TRUST COMPANY — 2007Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 51,416,000 | USD | evidence → |
| Total loans | 26,473,000 | USD | evidence → |
| Allowance for loan losses | 474,000 | USD | evidence → |
| Securities available for sale | 7,112,000 | USD | evidence → |
| Securities held to maturity | 10,496,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 41,052,000 | USD | evidence → |
| Interest-bearing deposits | 35,293,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,759,000 | USD | evidence → |
| Equity capital | 7,553,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,393,000 | USD | evidence → |
| Interest expense | 1,399,000 | USD | evidence → |
| Net interest income | 1,994,000 | USD | evidence → |
| Noninterest income | 161,000 | USD | evidence → |
| Noninterest expense | 1,292,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 865,000 | USD | evidence → |
| Income tax | 150,000 | USD | evidence → |
| Net income | 715,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,589,000 | USD | evidence → |
| Total capital | 8,040,000 | USD | evidence → |
| Risk-weighted assets | 36,061,000 | USD | evidence → |