Call report 2005Q4
CITIZENS BANK & TRUST COMPANY — 2005Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 50,129,000 | USD | evidence → |
| Total loans | 28,719,000 | USD | evidence → |
| Allowance for loan losses | 465,000 | USD | evidence → |
| Securities available for sale | 7,544,000 | USD | evidence → |
| Securities held to maturity | 10,030,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 38,946,000 | USD | evidence → |
| Interest-bearing deposits | 33,764,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,182,000 | USD | evidence → |
| Equity capital | 7,399,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,981,000 | USD | evidence → |
| Interest expense | 994,000 | USD | evidence → |
| Net interest income | 1,987,000 | USD | evidence → |
| Noninterest income | 166,000 | USD | evidence → |
| Noninterest expense | 1,245,000 | USD | evidence → |
| Provision for loan losses | 20,000 | USD | evidence → |
| Pretax income | 888,000 | USD | evidence → |
| Income tax | 128,000 | USD | evidence → |
| Net income | 760,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,449,000 | USD | evidence → |
| Total capital | 7,884,000 | USD | evidence → |
| Risk-weighted assets | 34,749,000 | USD | evidence → |