Call report 2003Q4
CITIZENS BANK & TRUST COMPANY — 2003Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 49,212,000 | USD | evidence → |
| Total loans | 25,241,000 | USD | evidence → |
| Allowance for loan losses | 515,000 | USD | evidence → |
| Securities available for sale | 8,906,000 | USD | evidence → |
| Securities held to maturity | 8,283,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 38,179,000 | USD | evidence → |
| Interest-bearing deposits | 34,742,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,437,000 | USD | evidence → |
| Equity capital | 7,591,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,769,000 | USD | evidence → |
| Interest expense | 926,000 | USD | evidence → |
| Net interest income | 1,843,000 | USD | evidence → |
| Noninterest income | 150,000 | USD | evidence → |
| Noninterest expense | 1,133,000 | USD | evidence → |
| Provision for loan losses | 140,000 | USD | evidence → |
| Pretax income | 721,000 | USD | evidence → |
| Income tax | 113,000 | USD | evidence → |
| Net income | 608,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,377,000 | USD | evidence → |
| Total capital | 7,778,000 | USD | evidence → |
| Risk-weighted assets | 31,958,000 | USD | evidence → |