Call report 2002Q4
CITIZENS BANK & TRUST COMPANY — 2002Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 48,014,000 | USD | evidence → |
| Total loans | 25,227,000 | USD | evidence → |
| Allowance for loan losses | 416,000 | USD | evidence → |
| Securities available for sale | 9,686,000 | USD | evidence → |
| Securities held to maturity | 7,858,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 36,649,000 | USD | evidence → |
| Interest-bearing deposits | 33,108,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,541,000 | USD | evidence → |
| Equity capital | 7,760,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,938,000 | USD | evidence → |
| Interest expense | 1,202,000 | USD | evidence → |
| Net interest income | 1,736,000 | USD | evidence → |
| Noninterest income | 161,000 | USD | evidence → |
| Noninterest expense | 1,078,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 815,000 | USD | evidence → |
| Income tax | 168,000 | USD | evidence → |
| Net income | 647,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,370,000 | USD | evidence → |
| Total capital | 7,748,000 | USD | evidence → |
| Risk-weighted assets | 30,195,000 | USD | evidence → |