Call reports 2026
COMMERCIAL BANK — 2026
What COMMERCIAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 215,847,000 | 216,129,000 |
| Total loans | 153,782,000 | 149,957,000 |
| Allowance for loan losses | 1,390,000 | 1,453,000 |
| Securities available for sale | 39,331,000 | 39,006,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 182,043,000 | 181,386,000 |
| Interest-bearing deposits | 139,748,000 | 140,148,000 |
| Noninterest-bearing deposits | 42,295,000 | 41,238,000 |
| Equity capital | 20,691,000 | 21,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,911,000 | 5,880,000 |
| Interest expense | 1,001,000 | 2,007,000 |
| Net interest income | 1,910,000 | 3,873,000 |
| Noninterest income | 216,000 | 436,000 |
| Noninterest expense | 1,365,000 | 2,795,000 |
| Provision for loan losses | 59,000 | 119,000 |
| Pretax income | 701,000 | 1,394,000 |
| Income tax | 0 | 0 |
| Net income | 701,000 | 1,394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 21,764,000 | 21,956,000 |
| Total capital | 23,154,000 | 23,408,000 |
| Risk-weighted assets | 138,604,000 | 132,080,000 |