Call reports 2024
COMMERCIAL BANK — 2024
What COMMERCIAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 203,848,000 | 210,731,000 | 211,861,000 | 206,757,000 |
| Total loans | 128,046,000 | 131,838,000 | 132,755,000 | 135,071,000 |
| Allowance for loan losses | 1,101,000 | 1,135,000 | 1,159,000 | 1,150,000 |
| Securities available for sale | 52,365,000 | 52,102,000 | 51,021,000 | 47,459,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,375,000 | 173,784,000 | 174,122,000 | 170,716,000 |
| Interest-bearing deposits | 122,235,000 | 128,596,000 | 126,651,000 | 125,307,000 |
| Noninterest-bearing deposits | 40,140,000 | 45,188,000 | 47,471,000 | 45,409,000 |
| Equity capital | 17,703,000 | 17,800,000 | 19,446,000 | 18,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,387,000 | 4,859,000 | 7,441,000 | 10,054,000 |
| Interest expense | 902,000 | 1,875,000 | 2,887,000 | 3,863,000 |
| Net interest income | 1,485,000 | 2,984,000 | 4,554,000 | 6,191,000 |
| Noninterest income | 202,000 | 393,000 | 607,000 | 819,000 |
| Noninterest expense | 1,214,000 | 2,478,000 | 3,748,000 | 5,035,000 |
| Provision for loan losses | 12,000 | 25,000 | 38,000 | 250,000 |
| Pretax income | 462,000 | 873,000 | 1,351,000 | 1,701,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 462,000 | 873,000 | 1,351,000 | 1,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,621,000 | 20,732,000 | 20,990,000 | 20,685,000 |
| Total capital | 21,722,000 | 21,867,000 | 22,149,000 | 21,835,000 |
| Risk-weighted assets | 122,411,000 | 125,108,000 | 124,821,000 | 127,954,000 |