Call reports 2023
COMMERCIAL BANK — 2023
What COMMERCIAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 188,379,000 | 196,827,000 | 199,973,000 | 205,931,000 |
| Total loans | 116,956,000 | 118,368,000 | 120,456,000 | 124,233,000 |
| Allowance for loan losses | 1,311,000 | 1,286,000 | 1,060,000 | 1,076,000 |
| Securities available for sale | 45,402,000 | 54,212,000 | 53,061,000 | 53,595,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,423,000 | 154,029,000 | 163,731,000 | 167,678,000 |
| Interest-bearing deposits | 107,799,000 | 110,060,000 | 121,167,000 | 123,178,000 |
| Noninterest-bearing deposits | 41,624,000 | 43,969,000 | 42,564,000 | 44,500,000 |
| Equity capital | 17,007,000 | 16,643,000 | 15,888,000 | 17,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,907,000 | 3,922,000 | 6,237,000 | 8,587,000 |
| Interest expense | 459,000 | 1,010,000 | 1,774,000 | 2,635,000 |
| Net interest income | 1,448,000 | 2,912,000 | 4,463,000 | 5,952,000 |
| Noninterest income | 436,000 | 706,000 | 866,000 | 1,070,000 |
| Noninterest expense | 1,213,000 | 2,469,000 | 3,675,000 | 4,938,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 650,000 | 1,128,000 | 1,629,000 | 2,002,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 650,000 | 1,128,000 | 1,629,000 | 2,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,257,000 | 20,285,000 | 20,536,000 | 20,159,000 |
| Total capital | 21,568,000 | 21,572,000 | 21,596,000 | 21,235,000 |
| Risk-weighted assets | 112,982,000 | 114,274,000 | 117,923,000 | 121,593,000 |