Call reports 2022
COMMERCIAL BANK — 2022
What COMMERCIAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 195,549,000 | 188,706,000 | 189,730,000 | 191,649,000 |
| Total loans | 103,077,000 | 106,744,000 | 109,221,000 | 115,433,000 |
| Allowance for loan losses | 1,013,000 | 1,012,000 | 1,010,000 | 1,008,000 |
| Securities available for sale | 58,723,000 | 55,276,000 | 51,774,000 | 50,469,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,089,000 | 149,907,000 | 153,228,000 | 154,819,000 |
| Interest-bearing deposits | 103,422,000 | 106,409,000 | 107,914,000 | 106,151,000 |
| Noninterest-bearing deposits | 50,666,000 | 43,498,000 | 45,314,000 | 48,669,000 |
| Equity capital | 19,296,000 | 16,952,000 | 15,452,000 | 15,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,543,000 | 3,191,000 | 4,965,000 | 6,820,000 |
| Interest expense | 183,000 | 382,000 | 675,000 | 1,079,000 |
| Net interest income | 1,360,000 | 2,809,000 | 4,290,000 | 5,741,000 |
| Noninterest income | 199,000 | 433,000 | 672,000 | 898,000 |
| Noninterest expense | 1,443,000 | 2,742,000 | 3,966,000 | 5,058,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 116,000 | 500,000 | 984,000 | 1,570,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 116,000 | 500,000 | 984,000 | 1,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,328,000 | 19,537,000 | 19,851,000 | 19,907,000 |
| Total capital | 20,341,000 | 20,549,000 | 20,861,000 | 20,915,000 |
| Risk-weighted assets | 102,729,000 | 106,243,000 | 109,659,000 | 113,665,000 |