Call reports 2021
COMMERCIAL BANK — 2021
What COMMERCIAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 182,359,000 | 181,470,000 | 187,911,000 | 194,934,000 |
| Total loans | 101,799,000 | 101,586,000 | 101,979,000 | 102,169,000 |
| Allowance for loan losses | 986,000 | 981,000 | 981,000 | 1,013,000 |
| Securities available for sale | 41,898,000 | 44,755,000 | 46,179,000 | 53,470,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,771,000 | 140,139,000 | 145,987,000 | 150,892,000 |
| Interest-bearing deposits | 98,090,000 | 99,081,000 | 102,882,000 | 102,197,000 |
| Noninterest-bearing deposits | 43,682,000 | 41,058,000 | 43,105,000 | 48,695,000 |
| Equity capital | 22,955,000 | 23,374,000 | 23,017,000 | 22,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,629,000 | 3,289,000 | 4,834,000 | 6,394,000 |
| Interest expense | 191,000 | 384,000 | 577,000 | 768,000 |
| Net interest income | 1,438,000 | 2,905,000 | 4,257,000 | 5,626,000 |
| Noninterest income | 198,000 | 419,000 | 598,000 | 791,000 |
| Noninterest expense | 1,270,000 | 2,503,000 | 3,722,000 | 4,988,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 679,000 | 1,295,000 | 1,660,000 | 1,931,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 679,000 | 1,295,000 | 1,660,000 | 1,931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,220,000 | 19,436,000 | 19,571,000 | 19,212,000 |
| Total capital | 20,206,000 | 20,417,000 | 20,552,000 | 20,225,000 |
| Risk-weighted assets | 100,640,000 | 101,015,000 | 104,292,000 | 103,295,000 |