Call reports 2020
COMMERCIAL BANK — 2020
What COMMERCIAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 157,622,000 | 162,148,000 | 165,645,000 | 183,181,000 |
| Total loans | 91,779,000 | 96,261,000 | 100,314,000 | 100,662,000 |
| Allowance for loan losses | 990,000 | 954,000 | 944,000 | 986,000 |
| Securities available for sale | 30,538,000 | 31,319,000 | 31,664,000 | 44,683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,765,000 | 125,318,000 | 127,602,000 | 143,071,000 |
| Interest-bearing deposits | 93,856,000 | 91,159,000 | 92,811,000 | 97,682,000 |
| Noninterest-bearing deposits | 28,908,000 | 34,159,000 | 34,790,000 | 45,389,000 |
| Equity capital | 22,499,000 | 23,262,000 | 23,515,000 | 23,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,423,000 | 3,026,000 | 4,524,000 | 6,006,000 |
| Interest expense | 233,000 | 469,000 | 655,000 | 856,000 |
| Net interest income | 1,190,000 | 2,557,000 | 3,869,000 | 5,150,000 |
| Noninterest income | 227,000 | 421,000 | 612,000 | 800,000 |
| Noninterest expense | 1,186,000 | 2,448,000 | 3,708,000 | 4,913,000 |
| Provision for loan losses | 0 | 0 | 0 | 60,000 |
| Pretax income | 231,000 | 541,000 | 827,000 | 1,030,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 231,000 | 541,000 | 827,000 | 1,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,423,000 | 18,733,000 | 18,819,000 | 18,801,000 |
| Total capital | 19,413,000 | 19,688,000 | 19,763,000 | 19,787,000 |
| Risk-weighted assets | 95,459,000 | 99,347,000 | 100,940,000 | 100,836,000 |