Call reports 2019
COMMERCIAL BANK — 2019
What COMMERCIAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 139,340,000 | 143,434,000 | 148,431,000 | 155,989,000 |
| Total loans | 87,135,000 | 90,361,000 | 92,029,000 | 92,359,000 |
| Allowance for loan losses | 893,000 | 893,000 | 890,000 | 1,010,000 |
| Securities available for sale | 22,194,000 | 22,114,000 | 22,523,000 | 23,811,000 |
| Securities held to maturity | 0 | 0 | 999,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,754,000 | 112,794,000 | 115,163,000 | 121,012,000 |
| Interest-bearing deposits | 82,441,000 | 86,102,000 | 86,422,000 | 86,398,000 |
| Noninterest-bearing deposits | 26,314,000 | 26,692,000 | 28,741,000 | 34,615,000 |
| Equity capital | 21,421,000 | 21,830,000 | 22,125,000 | 21,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,377,000 | 2,786,000 | 4,251,000 | 5,788,000 |
| Interest expense | 190,000 | 400,000 | 662,000 | 954,000 |
| Net interest income | 1,187,000 | 2,386,000 | 3,589,000 | 4,834,000 |
| Noninterest income | 256,000 | 508,000 | 742,000 | 967,000 |
| Noninterest expense | 1,161,000 | 2,328,000 | 3,490,000 | 4,699,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 296,000 | 585,000 | 860,000 | 972,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 296,000 | 585,000 | 860,000 | 972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,130,000 | 18,349,000 | 18,499,000 | 18,192,000 |
| Total capital | 19,023,000 | 19,242,000 | 19,389,000 | 19,202,000 |
| Risk-weighted assets | 88,504,000 | 91,865,000 | 93,038,000 | 94,090,000 |