Call reports 2018
COMMERCIAL BANK — 2018
What COMMERCIAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 133,126,000 | 137,348,000 | 137,470,000 | 139,441,000 |
| Total loans | 76,330,000 | 77,872,000 | 79,553,000 | 84,980,000 |
| Allowance for loan losses | 931,000 | 919,000 | 911,000 | 902,000 |
| Securities available for sale | 27,056,000 | 26,155,000 | 29,432,000 | 28,579,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,237,000 | 108,441,000 | 107,965,000 | 107,680,000 |
| Interest-bearing deposits | 78,523,000 | 81,661,000 | 81,223,000 | 78,954,000 |
| Noninterest-bearing deposits | 25,714,000 | 26,779,000 | 26,742,000 | 28,727,000 |
| Equity capital | 20,867,000 | 20,807,000 | 20,736,000 | 20,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,234,000 | 2,484,000 | 3,820,000 | 5,163,000 |
| Interest expense | 147,000 | 291,000 | 443,000 | 605,000 |
| Net interest income | 1,087,000 | 2,193,000 | 3,377,000 | 4,558,000 |
| Noninterest income | 239,000 | 479,000 | 716,000 | 948,000 |
| Noninterest expense | 1,120,000 | 2,228,000 | 3,393,000 | 4,623,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 283,000 | 521,000 | 777,000 | 955,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 283,000 | 521,000 | 777,000 | 955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,871,000 | 17,877,000 | 17,987,000 | 17,834,000 |
| Total capital | 18,802,000 | 18,796,000 | 18,898,000 | 18,736,000 |
| Risk-weighted assets | 80,881,000 | 82,942,000 | 84,833,000 | 88,659,000 |