Call reports 2017
COMMERCIAL BANK — 2017
What COMMERCIAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 146,683,000 | 144,727,000 | 147,809,000 | 151,987,000 |
| Total loans | 70,224,000 | 73,574,000 | 75,537,000 | 77,020,000 |
| Allowance for loan losses | 848,000 | 833,000 | 836,000 | 936,000 |
| Securities available for sale | 46,797,000 | 42,148,000 | 39,859,000 | 38,741,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,291,000 | 108,877,000 | 118,800,000 | 122,569,000 |
| Interest-bearing deposits | 82,494,000 | 84,316,000 | 93,097,000 | 91,968,000 |
| Noninterest-bearing deposits | 23,797,000 | 24,561,000 | 25,702,000 | 30,601,000 |
| Equity capital | 20,618,000 | 21,080,000 | 21,176,000 | 21,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,194,000 | 2,437,000 | 3,748,000 | 5,048,000 |
| Interest expense | 138,000 | 283,000 | 428,000 | 571,000 |
| Net interest income | 1,056,000 | 2,154,000 | 3,320,000 | 4,477,000 |
| Noninterest income | 632,000 | 842,000 | 1,059,000 | 1,269,000 |
| Noninterest expense | 1,081,000 | 2,222,000 | 3,379,000 | 4,538,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 658,000 | 903,000 | 1,129,000 | 1,235,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 658,000 | 903,000 | 1,129,000 | 1,235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,429,000 | 17,505,000 | 17,542,000 | 17,648,000 |
| Total capital | 18,277,000 | 18,338,000 | 18,378,000 | 18,584,000 |
| Risk-weighted assets | 80,677,000 | 84,417,000 | 86,118,000 | 86,868,000 |