Call reports 2016
COMMERCIAL BANK — 2016
What COMMERCIAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 141,607,000 | 143,940,000 | 142,483,000 | 144,787,000 |
| Total loans | 67,700,000 | 69,075,000 | 69,704,000 | 69,201,000 |
| Allowance for loan losses | 778,000 | 763,000 | 758,000 | 853,000 |
| Securities available for sale | 48,493,000 | 46,595,000 | 45,372,000 | 46,835,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,967,000 | 105,930,000 | 105,194,000 | 107,221,000 |
| Interest-bearing deposits | 80,774,000 | 79,965,000 | 81,018,000 | 81,057,000 |
| Noninterest-bearing deposits | 25,194,000 | 25,965,000 | 24,176,000 | 26,165,000 |
| Equity capital | 20,801,000 | 21,648,000 | 21,346,000 | 19,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,180,000 | 2,407,000 | 3,611,000 | 4,799,000 |
| Interest expense | 138,000 | 273,000 | 409,000 | 547,000 |
| Net interest income | 1,042,000 | 2,134,000 | 3,202,000 | 4,252,000 |
| Noninterest income | 232,000 | 633,000 | 865,000 | 1,080,000 |
| Noninterest expense | 1,038,000 | 2,177,000 | 3,337,000 | 4,501,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 291,000 | 761,000 | 1,022,000 | 1,075,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 291,000 | 761,000 | 1,022,000 | 1,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,568,000 | 16,737,000 | 16,768,000 | 16,772,000 |
| Total capital | 17,346,000 | 17,501,000 | 17,526,000 | 17,625,000 |
| Risk-weighted assets | 85,746,000 | 86,662,000 | 87,226,000 | 85,645,000 |