Call reports 2015
COMMERCIAL BANK — 2015
What COMMERCIAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 149,207,000 | 148,810,000 | 136,185,000 | 139,527,000 |
| Total loans | 57,972,000 | 54,636,000 | 55,382,000 | 62,471,000 |
| Allowance for loan losses | 780,000 | 747,000 | 731,000 | 779,000 |
| Securities available for sale | 31,284,000 | 33,052,000 | 54,519,000 | 51,682,000 |
| Securities held to maturity | 28,085,000 | 25,592,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,079,000 | 102,007,000 | 103,771,000 | 107,127,000 |
| Interest-bearing deposits | 78,537,000 | 77,106,000 | 77,969,000 | 79,488,000 |
| Noninterest-bearing deposits | 25,543,000 | 24,902,000 | 25,803,000 | 27,639,000 |
| Equity capital | 19,910,000 | 19,651,000 | 20,343,000 | 19,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,187,000 | 2,342,000 | 3,535,000 | 4,656,000 |
| Interest expense | 129,000 | 258,000 | 384,000 | 518,000 |
| Net interest income | 1,058,000 | 2,084,000 | 3,151,000 | 4,138,000 |
| Noninterest income | 218,000 | 433,000 | 653,000 | 893,000 |
| Noninterest expense | 1,007,000 | 2,081,000 | 3,222,000 | 4,247,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 288,000 | 479,000 | 729,000 | 1,027,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 288,000 | 479,000 | 729,000 | 1,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,063,000 | 16,204,000 | 16,378,000 | 16,477,000 |
| Total capital | 16,843,000 | 16,952,000 | 17,110,000 | 17,256,000 |
| Risk-weighted assets | 73,040,000 | 71,672,000 | 72,749,000 | 79,856,000 |