Call reports 2014
COMMERCIAL BANK — 2014
What COMMERCIAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 137,509,000 | 138,951,000 | 140,259,000 | 149,796,000 |
| Total loans | 53,343,000 | 53,532,000 | 56,783,000 | 59,077,000 |
| Allowance for loan losses | 799,000 | 785,000 | 783,000 | 779,000 |
| Securities available for sale | 34,616,000 | 30,803,000 | 30,471,000 | 31,013,000 |
| Securities held to maturity | 30,304,000 | 29,803,000 | 29,204,000 | 28,690,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,500,000 | 104,203,000 | 102,904,000 | 107,845,000 |
| Interest-bearing deposits | 80,219,000 | 79,625,000 | 78,091,000 | 80,014,000 |
| Noninterest-bearing deposits | 26,282,000 | 24,578,000 | 24,812,000 | 27,830,000 |
| Equity capital | 17,127,000 | 17,477,000 | 19,541,000 | 19,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,197,000 | 2,375,000 | 3,584,000 | 4,806,000 |
| Interest expense | 144,000 | 271,000 | 399,000 | 524,000 |
| Net interest income | 1,053,000 | 2,104,000 | 3,185,000 | 4,282,000 |
| Noninterest income | 235,000 | 454,000 | 2,588,000 | 2,789,000 |
| Noninterest expense | 959,000 | 1,931,000 | 2,961,000 | 3,991,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 329,000 | 666,000 | 2,851,000 | 3,119,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 329,000 | 666,000 | 2,851,000 | 3,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,847,000 | 14,007,000 | 16,137,000 | 15,833,000 |
| Total capital | 14,646,000 | 14,792,000 | 16,920,000 | 16,612,000 |
| Risk-weighted assets | 66,875,000 | 67,660,000 | 70,549,000 | 73,678,000 |