Call reports 2013
COMMERCIAL BANK — 2013
What COMMERCIAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 144,376,000 | 138,609,000 | 141,440,000 | 143,550,000 |
| Total loans | 45,576,000 | 47,590,000 | 49,008,000 | 52,108,000 |
| Allowance for loan losses | 701,000 | 699,000 | 684,000 | 800,000 |
| Securities available for sale | 39,606,000 | 33,891,000 | 31,966,000 | 33,238,000 |
| Securities held to maturity | 35,490,000 | 33,635,000 | 31,878,000 | 31,303,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,369,000 | 109,794,000 | 111,154,000 | 112,892,000 |
| Interest-bearing deposits | 88,470,000 | 86,549,000 | 86,719,000 | 86,668,000 |
| Noninterest-bearing deposits | 23,899,000 | 23,245,000 | 24,434,000 | 26,223,000 |
| Equity capital | 16,183,000 | 15,408,000 | 15,535,000 | 16,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,006,000 | 2,093,000 | 3,259,000 | 4,454,000 |
| Interest expense | 194,000 | 377,000 | 548,000 | 707,000 |
| Net interest income | 812,000 | 1,716,000 | 2,711,000 | 3,747,000 |
| Noninterest income | 223,000 | 435,000 | 645,000 | 1,984,000 |
| Noninterest expense | 925,000 | 1,876,000 | 2,888,000 | 3,857,000 |
| Provision for loan losses | 0 | 0 | 0 | 125,000 |
| Pretax income | 180,000 | 359,000 | 563,000 | 1,868,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 180,000 | 359,000 | 563,000 | 1,868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,892,000 | 12,005,000 | 12,220,000 | 13,500,000 |
| Total capital | 12,593,000 | 12,704,000 | 12,904,000 | 14,300,000 |
| Risk-weighted assets | 62,348,000 | 62,857,000 | 64,039,000 | 67,996,000 |