Call reports 2012
COMMERCIAL BANK — 2012
What COMMERCIAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 135,503,000 | 139,102,000 | 157,102,000 | 147,734,000 |
| Total loans | 41,542,000 | 41,338,000 | 42,928,000 | 44,819,000 |
| Allowance for loan losses | 647,000 | 679,000 | 701,000 | 701,000 |
| Securities available for sale | 36,539,000 | 44,234,000 | 49,276,000 | 45,448,000 |
| Securities held to maturity | 25,443,000 | 31,882,000 | 33,832,000 | 37,833,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,411,000 | 117,721,000 | 134,863,000 | 124,657,000 |
| Interest-bearing deposits | 86,419,000 | 89,367,000 | 106,469,000 | 97,007,000 |
| Noninterest-bearing deposits | 23,991,000 | 28,355,000 | 28,395,000 | 27,650,000 |
| Equity capital | 16,215,000 | 16,066,000 | 16,115,000 | 16,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,162,000 | 2,316,000 | 3,443,000 | 4,573,000 |
| Interest expense | 275,000 | 532,000 | 764,000 | 982,000 |
| Net interest income | 887,000 | 1,784,000 | 2,679,000 | 3,591,000 |
| Noninterest income | 204,000 | 399,000 | 607,000 | 2,916,000 |
| Noninterest expense | 919,000 | 1,795,000 | 2,679,000 | 3,639,000 |
| Provision for loan losses | 0 | 30,000 | 60,000 | 60,000 |
| Pretax income | 172,000 | 358,000 | 548,000 | 2,809,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 171,000 | 357,000 | 547,000 | 2,808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,391,000 | 11,366,000 | 11,387,000 | 12,088,000 |
| Total capital | 12,038,000 | 12,045,000 | 12,088,000 | 12,789,000 |
| Risk-weighted assets | 55,350,000 | 57,100,000 | 59,998,000 | 61,231,000 |