Call reports 2011
COMMERCIAL BANK — 2011
What COMMERCIAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 127,780,000 | 122,573,000 | 123,615,000 | 127,449,000 |
| Total loans | 44,592,000 | 44,205,000 | 44,420,000 | 44,047,000 |
| Allowance for loan losses | 673,000 | 683,000 | 648,000 | 648,000 |
| Securities available for sale | 55,068,000 | 56,413,000 | 52,692,000 | 45,378,000 |
| Securities held to maturity | 5,452,000 | 5,405,000 | 5,034,000 | 13,775,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,714,000 | 101,305,000 | 100,978,000 | 102,029,000 |
| Interest-bearing deposits | 85,252,000 | 83,632,000 | 84,015,000 | 84,444,000 |
| Noninterest-bearing deposits | 20,463,000 | 17,673,000 | 16,962,000 | 17,585,000 |
| Equity capital | 15,606,000 | 16,327,000 | 16,587,000 | 16,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,322,000 | 2,666,000 | 3,953,000 | 5,162,000 |
| Interest expense | 368,000 | 704,000 | 1,016,000 | 1,309,000 |
| Net interest income | 954,000 | 1,962,000 | 2,937,000 | 3,853,000 |
| Noninterest income | 225,000 | 623,000 | 837,000 | 1,040,000 |
| Noninterest expense | 902,000 | 1,828,000 | 2,753,000 | 3,703,000 |
| Provision for loan losses | 15,000 | 25,000 | 25,000 | 107,000 |
| Pretax income | 262,000 | 733,000 | 997,000 | 1,084,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 262,000 | 733,000 | 997,000 | 1,084,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,089,000 | 11,420,000 | 11,483,000 | 11,329,000 |
| Total capital | 11,762,000 | 12,104,000 | 12,131,000 | 11,977,000 |
| Risk-weighted assets | 56,325,000 | 55,598,000 | 55,385,000 | 56,232,000 |