Call reports 2009
COMMERCIAL BANK — 2009
What COMMERCIAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 123,566,000 | 122,551,000 | 123,659,000 | 125,727,000 |
| Total loans | 45,149,000 | 44,555,000 | 44,358,000 | 44,419,000 |
| Allowance for loan losses | 691,000 | 691,000 | 696,000 | 670,000 |
| Securities available for sale | 52,845,000 | 53,025,000 | 56,203,000 | 58,008,000 |
| Securities held to maturity | 7,301,000 | 6,282,000 | 5,256,000 | 5,223,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,760,000 | 99,234,000 | 98,760,000 | 100,756,000 |
| Interest-bearing deposits | 83,682,000 | 84,122,000 | 85,062,000 | 85,126,000 |
| Noninterest-bearing deposits | 16,078,000 | 15,111,000 | 13,699,000 | 15,629,000 |
| Equity capital | 15,691,000 | 15,521,000 | 16,047,000 | 15,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,475,000 | 2,897,000 | 4,310,000 | 5,732,000 |
| Interest expense | 536,000 | 1,050,000 | 1,541,000 | 2,010,000 |
| Net interest income | 939,000 | 1,847,000 | 2,769,000 | 3,722,000 |
| Noninterest income | 206,000 | 420,000 | 615,000 | 815,000 |
| Noninterest expense | 876,000 | 1,826,000 | 2,735,000 | 3,627,000 |
| Provision for loan losses | 15,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 254,000 | 421,000 | 629,000 | 890,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 254,000 | 421,000 | 629,000 | 890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,344,000 | 10,347,000 | 10,414,000 | 10,592,000 |
| Total capital | 11,035,000 | 11,038,000 | 11,100,000 | 11,262,000 |
| Risk-weighted assets | 55,466,000 | 54,955,000 | 54,865,000 | 55,762,000 |