Call reports 2001
COMMERCIAL BANK — 2001
What COMMERCIAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 103,276,000 | 105,614,000 | 111,448,000 | 111,411,000 |
| Total loans | 48,493,000 | 50,803,000 | 53,472,000 | 51,188,000 |
| Allowance for loan losses | 634,000 | 639,000 | 593,000 | 632,000 |
| Securities available for sale | 30,101,000 | 34,462,000 | 31,952,000 | 27,147,000 |
| Securities held to maturity | 5,202,000 | 3,301,000 | 5,707,000 | 15,542,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,202,000 | 92,506,000 | 97,757,000 | 97,902,000 |
| Interest-bearing deposits | 78,540,000 | 78,214,000 | 81,905,000 | 84,466,000 |
| Noninterest-bearing deposits | 11,662,000 | 14,291,000 | 15,852,000 | 13,435,000 |
| Equity capital | 11,643,000 | 11,709,000 | 12,058,000 | 11,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,880,000 | 3,777,000 | 5,648,000 | 7,426,000 |
| Interest expense | 958,000 | 1,913,000 | 2,847,000 | 3,697,000 |
| Net interest income | 922,000 | 1,864,000 | 2,801,000 | 3,729,000 |
| Noninterest income | 205,000 | 446,000 | 698,000 | 872,000 |
| Noninterest expense | 683,000 | 1,446,000 | 2,206,000 | 2,953,000 |
| Provision for loan losses | 25,000 | 40,000 | 55,000 | 145,000 |
| Pretax income | 419,000 | 824,000 | 1,238,000 | 1,503,000 |
| Income tax | 154,000 | 293,000 | 437,000 | 546,000 |
| Net income | 265,000 | 531,000 | 801,000 | 957,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,183,000 | 8,289,000 | 8,408,000 | 8,415,000 |
| Total capital | 8,817,000 | 8,928,000 | 9,001,000 | 9,047,000 |
| Risk-weighted assets | 53,127,000 | 55,605,000 | 55,824,000 | 55,513,000 |