Call reports 2001
VEVAY DEPOSIT BANK — 2001
What VEVAY DEPOSIT BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Total assets | 57,495,000 | 60,555,000 | 58,161,000 |
| Total loans | 40,596,000 | 40,298,000 | 40,486,000 |
| Allowance for loan losses | 656,000 | 663,000 | 675,000 |
| Securities available for sale | 7,249,000 | 6,457,000 | 5,483,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 48,189,000 | 51,357,000 | 49,981,000 |
| Interest-bearing deposits | 41,544,000 | 45,516,000 | 44,113,000 |
| Noninterest-bearing deposits | 6,645,000 | 5,841,000 | 5,869,000 |
| Equity capital | 8,052,000 | 8,103,000 | 7,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Interest income | 1,116,000 | 2,189,000 | 3,245,000 |
| Interest expense | 516,000 | 991,000 | 1,440,000 |
| Net interest income | 600,000 | 1,198,000 | 1,805,000 |
| Noninterest income | 103,000 | 221,000 | 335,000 |
| Noninterest expense | 419,000 | 831,000 | 1,236,000 |
| Provision for loan losses | 14,000 | 28,000 | 42,000 |
| Pretax income | 270,000 | 560,000 | 862,000 |
| Income tax | 110,000 | 232,000 | 356,000 |
| Net income | 160,000 | 328,000 | 506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Tier 1 capital | 5,323,000 | 5,430,000 | 4,470,000 |
| Total capital | 5,787,000 | 5,892,000 | 4,932,000 |
| Risk-weighted assets | 36,867,000 | 36,780,000 | 36,783,000 |