Call reports 2002
NLSB — 2002
What NLSB reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 892,283,000 | 888,801,000 | 903,918,000 | 919,152,000 |
| Total loans | 463,953,000 | 470,770,000 | 488,227,000 | 517,095,000 |
| Allowance for loan losses | 2,210,000 | 2,252,000 | 2,255,000 | 2,253,000 |
| Securities available for sale | 258,960,000 | 274,550,000 | 263,300,000 | 257,246,000 |
| Securities held to maturity | 3,933,000 | 3,932,000 | 3,930,000 | 3,414,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 807,301,000 | 802,675,000 | 815,792,000 | 828,413,000 |
| Interest-bearing deposits | 656,285,000 | 650,325,000 | 660,299,000 | 672,021,000 |
| Noninterest-bearing deposits | 151,016,000 | 152,350,000 | 155,493,000 | 156,392,000 |
| Equity capital | 63,035,000 | 65,380,000 | 68,539,000 | 68,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 10,481,000 | 21,255,000 | 31,984,000 | 42,519,000 |
| Interest expense | 4,059,000 | 7,972,000 | 11,839,000 | 15,369,000 |
| Net interest income | 6,422,000 | 13,283,000 | 20,145,000 | 27,150,000 |
| Noninterest income | 1,196,000 | 2,494,000 | 3,908,000 | 5,572,000 |
| Noninterest expense | 3,788,000 | 7,740,000 | 11,876,000 | 16,482,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 3,785,000 | 7,947,000 | 12,042,000 | 16,060,000 |
| Income tax | 0 | 0 | 16,000 | 53,000 |
| Net income | 3,785,000 | 7,947,000 | 12,026,000 | 16,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,363,000 | 58,906,000 | 61,053,000 | 62,382,000 |
| Total capital | 60,573,000 | 61,158,000 | 63,308,000 | 64,636,000 |
| Risk-weighted assets | 507,138,000 | 516,785,000 | 534,252,000 | 554,186,000 |