Call reports 2001
NLSB — 2001
What NLSB reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 789,460,000 | 815,919,000 | 849,861,000 | 858,324,000 |
| Total loans | 424,824,000 | 442,138,000 | 447,260,000 | 453,563,000 |
| Allowance for loan losses | 2,156,000 | 2,188,000 | 2,199,000 | 2,222,000 |
| Securities available for sale | 199,885,000 | 216,138,000 | 212,245,000 | 235,858,000 |
| Securities held to maturity | 8,514,000 | 8,407,000 | 6,151,000 | 5,084,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 708,828,000 | 729,749,000 | 760,054,000 | 771,304,000 |
| Interest-bearing deposits | 576,202,000 | 595,567,000 | 621,588,000 | 631,309,000 |
| Noninterest-bearing deposits | 132,626,000 | 134,182,000 | 138,466,000 | 139,995,000 |
| Equity capital | 54,739,000 | 55,395,000 | 59,808,000 | 61,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 12,685,000 | 25,269,000 | 37,625,000 | 48,732,000 |
| Interest expense | 6,732,000 | 13,331,000 | 19,485,000 | 24,285,000 |
| Net interest income | 5,953,000 | 11,938,000 | 18,140,000 | 24,447,000 |
| Noninterest income | 959,000 | 2,070,000 | 3,154,000 | 4,471,000 |
| Noninterest expense | 3,288,000 | 7,029,000 | 10,844,000 | 13,909,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 1,880,000 |
| Pretax income | 3,617,000 | 6,927,000 | 10,353,000 | 13,167,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,617,000 | 6,927,000 | 10,353,000 | 13,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,160,000 | 51,027,000 | 52,801,000 | 54,998,000 |
| Total capital | 53,316,000 | 53,215,000 | 55,000,000 | 57,220,000 |
| Risk-weighted assets | 447,046,000 | 475,267,000 | 489,312,000 | 493,519,000 |