Call report 2026Q2
MERIT BANK — 2026Q2
The 22 measures MERIT BANK reported to the FFIEC for 2026Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 581,582,000 | USD | evidence → |
| Total loans | 400,214,000 | USD | evidence → |
| Allowance for loan losses | 3,842,000 | USD | evidence → |
| Securities available for sale | 134,688,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 446,627,000 | USD | evidence → |
| Interest-bearing deposits | 346,033,000 | USD | evidence → |
| Noninterest-bearing deposits | 100,594,000 | USD | evidence → |
| Equity capital | 54,052,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,213,000 | USD | evidence → |
| Interest expense | 6,449,000 | USD | evidence → |
| Net interest income | 8,764,000 | USD | evidence → |
| Noninterest income | 950,000 | USD | evidence → |
| Noninterest expense | 5,739,000 | USD | evidence → |
| Provision for loan losses | 508,000 | USD | evidence → |
| Pretax income | 3,441,000 | USD | evidence → |
| Income tax | 718,000 | USD | evidence → |
| Net income | 2,723,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 53,263,000 | USD | evidence → |
| Total capital | 57,321,000 | USD | evidence → |
| Risk-weighted assets | 435,658,000 | USD | evidence → |