Call report 2023Q3
MERIT BANK — 2023Q3
The 22 measures MERIT BANK reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 337,252,000 | USD | evidence → |
| Total loans | 227,113,000 | USD | evidence → |
| Allowance for loan losses | 2,257,000 | USD | evidence → |
| Securities available for sale | 84,751,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 261,594,000 | USD | evidence → |
| Interest-bearing deposits | 189,933,000 | USD | evidence → |
| Noninterest-bearing deposits | 71,661,000 | USD | evidence → |
| Equity capital | 34,296,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,280,000 | USD | evidence → |
| Interest expense | 4,581,000 | USD | evidence → |
| Net interest income | 5,699,000 | USD | evidence → |
| Noninterest income | 630,000 | USD | evidence → |
| Noninterest expense | 5,401,000 | USD | evidence → |
| Provision for loan losses | 122,000 | USD | evidence → |
| Pretax income | 789,000 | USD | evidence → |
| Income tax | 43,000 | USD | evidence → |
| Net income | 746,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,424,000 | USD | evidence → |