Call report 2022Q4
MERIT BANK — 2022Q4
The 22 measures MERIT BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 266,215,000 | USD | evidence → |
| Total loans | 210,726,000 | USD | evidence → |
| Allowance for loan losses | 2,135,000 | USD | evidence → |
| Securities available for sale | 32,660,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 226,514,000 | USD | evidence → |
| Interest-bearing deposits | 153,369,000 | USD | evidence → |
| Noninterest-bearing deposits | 73,145,000 | USD | evidence → |
| Equity capital | 34,269,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,269,000 | USD | evidence → |
| Interest expense | 1,530,000 | USD | evidence → |
| Net interest income | 6,739,000 | USD | evidence → |
| Noninterest income | 1,020,000 | USD | evidence → |
| Noninterest expense | 6,506,000 | USD | evidence → |
| Provision for loan losses | 372,000 | USD | evidence → |
| Pretax income | 881,000 | USD | evidence → |
| Income tax | 58,000 | USD | evidence → |
| Net income | 823,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,562,000 | USD | evidence → |